Credit cards can be a great asset when used properly. Often times people get caught up in the spending and their cards are soon maxed out. This can lead to drops in your credit scores, debt that can not be paid and other problems. Being aware of the pitfalls of credit cards will help you to be a responsible credit card user. Here is a list of articles and blogs to help explain these problems that can come from having too many credit cards.
Hidden Information Behind Credit Cards
- Making your minimum payment not enough - Many people fall into the trap that the minimum payment is okay.
- Reasons to stop using credit cards – Some of the pitfalls we run into when using the credit cards.
- Secrets of credit cards – Here are some “dirty” secrets of credit cards you may not know.
- Disadvantages – Here are some truths about what happens when using credit cards.
- Dangers of using credit cards – Be aware of some of the dangers involved when using your credit cards.
- Living on credit – This is dangerous as the end result costs so much more.
Debt Dangers
- Hidden Dangers – Learn the hidden dangers of using credit cards and not paying them off each month.
- Dangers of store cards – Read about a woman who got several store cards at Christmas time thinking it would save money.
- College kids and credit cards – One man’s story of informing your children on the dangers of using credit cards.
- Debt Blogging – One woman’s journey on being debt free.
- Falling into the debt pit – The descent into credit card debt illustrated.
- One family’s debt story – Here one family shares their debt story and tips on getting out of debt.
- My story – Here is one person’s story of getting out of their credit card debt and how to do it.
- Take the journey – Follow this families journey through their debt and find out what they did to recover from it.
- Abusing credit – Here are some dangers of abusing credit.
- Seven signs – This article discusses the seven signs of credit card danger.
- Dealing with debt – An article on why you should deal with your debt now instead of waiting.
- Our debt Story – One families deal with debt and how they were able to come out of it.
- Overcoming debt – One woman’s journey to getting out of debt.
- Debt Statistics – Read about some of the statistics of our debt problem as a whole.
Bankruptcy
- Aftermath Blog about what happens after bankruptcy.
- Bankruptcy Information – Discuss some of the reasons people file for bankruptcy.
- Stories of bankruptcy survivors – Hear stories from those who gone through bankruptcy.
- Debt settlement vs Bankruptcy – Here is some information on which way to go with your debt.
- Emily’s story - One woman shares her story of bankruptcy and the return out.
- Bankruptcy experience – Andy goes through bankruptcy and tells you his story.
- Main Cause – One of the main causes people end up filing bankruptcy is due to credit card debt.
Credit Card Addiction
- Shopping addiction – Discusses what a shopaholic goes through.
- Stories – Here from people who faced their shopping addictions.
- Warning signs of addiction – Here are warning signs to watch for in someone who may be addicted to credit cards.
- Confessions – An addict confesses his struggles with credit card addiction.
- The Signs – Here are a few signs to look for when concerned you or someone close to you may have a shopping addiction.
- Retail Card Addiction – Here is an article about the retail side of addiction.
- Are you addicted? – Here are some things to look at to see if you may have an addiction to spending.
- Addicted – One person’s confession and reasoning behind their addiction.
- Antidote – This article asks the question if guilt could be an antidote for the debt addiction.
Reducing your debt
- Paying off debt – Here are some ways to get out of debt for good.
- Reducing debt – Here’s help on how to reduce the debt you owe.
- Debt Snowball – Finding your way out from under the debt.
- Minimum Monthly – Learn how the tips on making monthly payments count.